Smart Refinancing Solutions
Take advantage of the many benefits of refinancing your home - from pulling cash out, to lowering your payment, to protecting your investment - I offer many refinancing choices that give you financial breathing room with as little as 10% equity.
While there’s a great deal of uncertainty in Windsor's economy – there are still some very good Windsor refinancing programs available.
Fixed Rate Refinance Loan: Ideal for the first time home buyer. Provides security with knowing exact monthly mortgage payment throughout the term of the loan.
Variable Rate Refinance Loan: Ideal for the more confident borrower. The past 50 years indicates the variable as a better option then any fixed rate more then 90% of the time.
A "Real Life" Example
To give you a better idea of how the process works, listen in on a 5 minute conversation I had with Tracey, a client of mine, as she paints a "real life" picture of what you can expect when you call.
5 Smart Reasons To Refinance:
- Lower Your Current Rates
This is an excellent time for you to jump on the low rate bandwagon. If there’s even a possibility that you could experience a layoff, you may want to consider getting your finances in order by refinancing. - Consolidate High Interest Debt
Avoid the negative financial bounce that high interest credit cards can cause. The added interest expense could begin to play havoc on your monthly budget. A lower interest cash out refinance loan can help pay down – or off – a pocketful of credit cards and improve your monthly cash flow. - University or College Expenses
If your job disappears, how well positioned are you to quickly land on your feet and find a new job? Taking a class – or even earning a degree – can help offset the sting that a layoff could bring, especially if you’re able to secure a better-paying job. A refinance loan can put the cash you’ll need to pursue a new career into your hands. - Home Improvements
What kind of shape is your home in? More and more homeowners are opting to renovate their existing home instead of purchasing another. Whether you need new siding, an extra bedroom, or even a new heating system, refinancing can be a sensible alternative to going home shopping in the middle of winter. - Unexpected Medical Expenses
Life is as unpredictable as the economy, and sometimes unforeseen medical needs crop up – from emergency care to specialized treatments. If your insurance has limitations that can put you at financial risk, a refinance loan may offer a quick solution.
A Few More Advantages Of Working With Me...
No Broker / Hidden Fees
Rarely should there be fees for the services of a Mortgage broker. We are paid directly by the lender. And unlike some other Windsor Mortgage Brokers, you won't find a fee secretly buried in your interest rate either, my service is truly fee free!
Surprisingly Low Interest Rates
Through OMAC, over ONE BILLION in refinances, home equity loans & mortgages have now been processed. Why is this important? Because this large number ensures I get access to the lowest interest rates on the market! Think of it as buying in bulk - the more we buy, the more you save.
More Options
Did you know that many banks are limited to just a few lending products? As an 'independent' agent, I represent you and work FOR YOU! With 47 different lending partners and just over 400 lending products, you bet I can help you find a lending option that fits your needs perfectly.
In Half The Time
According to past clients, we get things done in half the time! We're not just a 9 to 5 company. I work tirelessly to make sure you get the best possible mortgage solution in as short a time as possible! Even if it means working through the night to get your time sensitive deal closed. That is my commitment to you!
